Start saving with these simple steps


Enter your zip code, choose a plan and add your prescription drugs.


Choose a pharmacy and compare lower cost sharing amounts at preferred pharmacies or mail order.


View potential savings with lower cost alternatives and print information you can discuss with your doctor.

How drug coverage phases work

Medicare Part D is and the difference between PDP and MA-PD plans. The next step is understanding how Medicare Part D works.

It's important to note that the level of coverage you have under your Medicare prescription drug plan may change throughout the year. This change depends on which stage of coverage you are currently in. Learn more about the stages of coverage below.


Initial Coverage

Coverage Gap

Catastrophic Coverage

Retail pharmacy

Fill your drugs at a preferred network pharmacy near you for a reduced or zero dollar copay, depending on the plan.


Mail order pharmacy

You can receive a 90 a day supply of your medication for just two copays through Express Scripts mail order pharmacy.

Drug Restrictions

When comparing plans to decide which one is right for you, there are certain things to keep in mind. Many drug plans use rules, programs and restrictions to help control costs and ensure patient safety, which you should be aware of.

PAPrior authorization

QLQuantity limits

STStep therapy